Contents

  1. Contents
  2. Strategies
    1. Option Basics
    2. Money Management
  3. Long Stocks (and ETFs)
    1. Security Selection
    2. Entry Rules
    3. Exit Rules
    4. Complication (2009/01)
    5. Current Variations (2008/12)
  4. Short Stocks (and ETFs)
    1. Security Selection
    2. Entry Rules
    3. Exit Rules
  5. Long Options
    1. Long Calls
    2. Long Puts
    3. Synthetic Calls and Puts
    4. Security Selection
    5. Entry Rules
    6. Exit Rules
  6. Short Options (Vertical Spreads & Synthetics)
    1. Covered Calls
    2. Short Puts
    3. Vertical Spreads
    4. Synthetics
    5. Security Selection
    6. Entry Rules
    7. Exit Rules
  7. Calendars and Diagonals
    1. Bullish Call Calendar/Diagonal
    2. Neutral Put Calendar/Diagonal
    3. Security Selection
    4. Entry Rules
    5. Exit Rules
  8. Complex Strategies We are Trading
    1. Money Management
    2. Long Stocks and ETFs
    3. When to apply different kinds of option trades
    4. The Dance
      1. Walk Through Example
  9. Strategies We Are Trading Now
  10. Vertical Credit Spreads
    1. Chart Studies
    2. Qualifying Securities
    3. Risk Management
    4. Routines
      1. Daily
      2. Monthly
    5. Entry Rules
    6. Exit Rules

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All price charts are screen captures, by permission, from Prophet Charts.  Prophet Charts are a powerful and flexible analysis tool available from the Investors Tool Box, and Think or Swim, as well as at the Prophet home web site.


Strategies

The purpose of having strategies with clear rules is to remove emotion, particularly passion and fear, from the process if trading and investing.

Beyond simply buying and selling stocks, there are strategies that can be employed for security and for cash flow.  The market trends about 30% of the time (up or down) and is pretty flat the rest of the time.  About 75% of stocks move with the market in general, the other 25% roughly split in the other 2 directions.

When the market is up it is relatively easy to make money.  When the market is flat there are still a few stocks going up, often trading in cycles and ranges.  When the market is down there are few stocks going up, and they are usually pretty volatile.

So it is best to find a way to make money with the market, whatever the direction.  That is where strategies come in.  Following are the strategies that we are evaluating or using.  The top of the page is strategies we are considering or testing, below are Specific Strategies We are Trading.

Option Basics

Options are a Zero-Sum Trade.  That is to say there is always someone on the other side of each trade, someone who makes money and someone who loses money.  The market maker always makes money.  So when you lose money, someone on the other side of your trade made money. If you don't understand it, don't throw your money away.

I'll assume you at least understand what CALL and PUT options are, and terms like In the Money, Out of the Money, At the Money.  If you don't then I doubt you have a chance of understanding most of this page and suggest you stick to the long and short stocks strategies.  Plenty of webistes out there will define how options work, and in order to trade them your broker will require you to state that you understand them in a notarized form.  You can lose lots of money if you don't understand options...

Most options trades lose money.  Sometimes that is part of a strategy to insure against loss, but often it is just bad trades...

Most options trades are closed before expiration.  Either rolled into another month or simply covered or sold to close the trade.

With options it is vital to know and understand the greeks and the basics of price.  I'll only summarize here, if you don't understand it, find a resource to define and describe it in terms you understand...

With options the price model uses historic volatility to estimate the theoretical value of the option.  Normally the mark (midpoint between bid and ask) does not match this theoretical value.  Since Price, Time, and the cost of money are relatively constant, the volatility is adjusted to achieve this theoretical price - the result is the Implied Volatility (IV), or the volatility implied by the price people are willing to pay for the option.  The option price is strongly affected by IV and a sudden inflation or deflation of IV will certainly and significantly affect how profitable a trade is...

To estimate the fair value of volatility use the historic volatility on the underlying security for the number of days remaining to expiration.  This should give a reasonable fair value.  Now solve the model equation for price to find the mark.  Adjust the volatility until the theoretical price matches the mark (or reorganize the equation to solve for volatility).  The result is the implied volatility.  The ratio of implied to historic volatility will tell you how inflated the prices of the options are.  If IV is too high you might consider a strategy to sell options instead of buying them...

Money Management

In short term trades the entry and exit points are very important, but all strategies have losing trades.  Managing positions to avoide excessive risk is as important as knowing when to buy and sell.  Reasonable guidelines for this vary depending on your tolerance for risk.  We really hate to have more than about 10% of the total portfolio at risk at any time.  We don't like to risk more than a couple percent of the portfolio an any one trade.

We tend to divide the portfolio into roughly equal chunks.  Each IRA is divided into at least 8 chunks, these 8 are traded together in parallel, normally in ETF's which are generally less volatile than individual stocks.  The other accounts and the remaining IRA positions are used for any investment strategy appropriate for the account.

One method to consider, we are, is something from the Turtle Traders - using the 20-Day Average True Range as a measure of volatility to set positions size.  With a position sized to risk 1% of the account for each ATR the stock price moves, and allowing a 2% (of the account, or 2ATR) loss per trade.  When 10% of the account is lost in trades, the position size is reduced by 20% - but when trades are in a run then positions are increased in size...

As stops are moved up less of the account is at risk, allowing more positions to be added.  While a gap exit with a loss beyond the stop is possible, we don't assume a gap will happen.  If we do get a stop on a large gap we will wait for account risk to stabilize before entering new positions.

Long Stocks (and ETFs)

This is the basic investment method.  It is good for large amounts of money for short or long periods of time.

With the advent of short ETFs it is possible to invest IRA money in funds that go up while the market goes down.  There are leveraged funds with 2x and even 3x leverage.  We will use the 2x funds, but in years they do well there are occasionally large distributions.

With all of these securities the same basic entry and exit rules apply.  What is critical is the selection of the correct kind of security for the current market conditions.  These trades are directional and should be executed in the same direction as the market.

Long stock positions can be protected by put options and they can be used to sell covered calls to generate income when a stock flags or stalls...

Security Selection

Stocks:  We select bullish momentum stocks from the Watch List we maintain from the IBD-100.  We occasionally use stocks that result from other searches, but all must pass the screening of the IBD combined score, MSN Stock Scouter and Analyst Ratings.  We also prefer a high financials score from the Investors Tool Box.  Most stocks that pass these factors are also heavily traded.

Bullish ETFs:  We select ETFs based on volatility of the market and relative market strength.  Most ETFs are price based on underlying securities and are efficient if heavily traded.  When the market is particularly volatile the ultra ETFs may be a bit risky.

Bearish ETFs:  When the market is down this is often the best way to go.  We also select these funds based on current relative performance.  When the market is particularly volatile the ultra ETFs may be a bit risky.

Entry Rules

Bounce:  This is our preferred entry in most circumstances.  We wait for a flag, a drop in upward momentum, this may be just one day in a strongly moving stock.  We enter at 1% above the high of the low day.

Breakout:  This is a place to add to a position, or an alternate entry.  We look for a chart pattern indicating strong resistance and entry with a price 1% above the high of the high of the established pattern.

At Support:  This is an aggressive entry techniqe that results in more losses that are small and allows capture of greater gains.  The thesis is based on a price pattern, like a double-bottom, where one base is established and it is being retested.  The entry is made at or slightly above the expected support level with a tight stop below that level.  This can result in more day trades.

Exit Rules

Normally we exit with a stop order.  Sometimes we take profit at discretion, when other trades are breaking down and the market posture is changing.  We always consider re-entry on a subsequent support bounce.

Initial Stop:  1% Below the low of the low day.

Bounce:  Aggressive preservation of gains, exit at 1% below the low of the high day.  This is updated each day a higher low is established.

Breakdown:  This allows a small flag to happen after entry.  Once the flag is confirmed by a close with a higher low the stop can be moved up to 1% below the low of the low day in the flag.

Moving Support:  If the stock has been on a run then a moving average that is not seriously violated during the run is a good standard.  This is updated daily as the run continues.  In a long run without clear flags it is probably the best.  Exit below the threshold - the average and envelope may vary from trade to trade.

Complication (2009/01)

As the 2008 year end rally faded we had several fakeouts which resulted in trade entries.  On an outside day reversal, like Dec 5 or Jan 9 this can result in day trades.  There was a great deal of volatility back in the market.  For the moment we are accepting this as cost of doing business.  The only day trade could have been avoided by holding off the order for the first hour of trade.  All of the trades could have been avoided by using 2% as the trigger instead of as the limit.

XES Fakeouts

Current Variations (2008/12)

In the late 2008 market with high volatility we have been trading breakouts on 15-minute candles.  This results in few day trades and usually captures the late day runs which are frequent in the current market.  We move the stops aggressively and capture any profit.  Below is an example:

  1. Move stop to around 1% above the high of the plateau for the day - around 845.  The market falls off in the late day, not hit...
  2. Was that Capitulation in the morning?  A lower high can now be used - around 830.  The bounce fails, stop is not hit...
  3. We seem to be holding above the 2003 lows.  The short exit/long entry point, just below 780, is hit in the afternoon rally...
  4. Hesitation the next day suggests a new stop, around 820 - which is not hit...
  5. More hesitation and an excuse to move the stop to around 830...
  6. The run up in the morning paused, set the stop 1% below where it resumed - around 855.
  7. For this market the rally is extended and looks exhausted, move the stop to just above 870.  On 12/1 this is hit as the market opens...

Using our day-candle rules we would not have entered until around 810.  This allows us to see intra-day where the buyers and sellers have been in battle.  Instead of waiting overnight and losing 30 points of movement, we caught the afternoon rally...  Note that we didn't trade the bounce, but waited for the breakout above where the sellers had their last stand...

This market has been brutal, take profits and exit losing trades at the first sign of weakness.  Feel free to re-enter on strength.

Nov Low Rally

Short Stocks (and ETFs)

We generally try to be long the bearish ETFs in a down market.  This strategy is in paper trading at this time.

Theoretically a short position has infinite risk, in acutality stocks don't generally gap higher any more than they gap lower.

Short stock positions can be protected by call options, and covered puts can be sold if the security flags or pauses...

Security Selection

Any bearish watch list or results from bearish strategy searches.  These are not long term investments, they are pure momentum trades.  Fundamentals don't matter so much, just having a stock that is in an established down trend.

ETFs are less volatile than stocks, and less likely to be subject to large gaps.  Being bullish on the inverse ETFs is probably best if there is one for your target market.

Entry Rules

Mostly just flip over the bullish entry rules for this:

Bounce:  This is our preferred entry in most circumstances.  We wait for a flag, a drop in downward momentum, this may be just one day in a strongly moving stock.  We enter at 1% below the low of the high day.

Breakout:  This is a place to add to a position, or an alternate entry.  We look for a chart pattern indicating strong support and entry with a price 1% below the low of the established pattern.

At Support:  This is an aggressive entry techniqe that results in more losses that are small and allows capture of greater gains.  The thesis is based on a price pattern, like a double-top, where one base is established and it is being retested.  The entry is made at or slightly below the expected resistance level with a tight stop above that level.  This can result in more day trades.

Exit Rules

Also just the long rules flipped over.  Normally we exit with a stop order.  Sometimes we take profit at discretion, when other trades are breaking out and the market posture is changing.  We always consider re-entry on a subsequent resistance bounce.

Initial Stop:  1% Above the high of the high day.

Bounce:  Aggressive preservation of gains, exit at 1% above the high of the high day.  This is updated each day a lower high is established.

Breakdown:  This allows a small flag to happen after entry.  Once the flag is confirmed by a close with a higher low the stop can be moved up to 1% below the low of the low day in the flag.

Moving Resistance:  If the stock has been on a run then a moving average that is not seriously violated during the run is a good standard.  This is updated daily as the run continues.  In a long run without clear flags it is probably the best.  Exit above the threshold - the average and envelope may vary from trade to trade.

Long Options

These are aggressive strategies when a strong price move is expected.  LEAPS can be used for very long term trades, and as a substitute for a stock with a high share price.  Deeply In the Money LEAPS have mostly intrinsic value and can be suitable for this approach.  Many stocks offer options out on quarterly intervals which can be used for intermediate term trades.

This is the easiest way to lose money in option trading, and the most common, but not nearly the most creative or complex.

OTM options can have huge gains, but at terrible risk of loss.  The deeper ITM your option is the lower the percent gains, but also the easier it is to mitigate losses.

Long Calls

Strong upward move is expected.

Long Puts

Strong downward move is expected.

Synthetic Calls and Puts

When you own a stock and buy a put to protect from the down side, the risk profile is the same as that of a call option at the strike of the put.  This is a synthetic call option.  An investor who has significant gains in a stock may buy an OTM put for protection from loss without taking profits directly, often they expect these to expire worthless.

When you are short of a stock and buy a call to protect from the up side, the risk profile is the same as that of a put option at the strike of the call.  This is a synthetic put option.  An investor who has a short position may buy an OTM call for protection from a short squeze, they want these options to expire worthless.

These strategies are responsible for a significant number of the options that expire worthless each month.  Just because someone is buying OTM options by the bucket full does not mean that is the direction they expect the underlying security to move...

If a stock has been on a run and stalls you might consider using a collar - sell an OTM Call and use the proceeds to buy an OTM Put.  At a minimal cost this sets a floor against loss but also places a ceiling for gains.  If the run resumes then closing the collar will keep you in the long trade.

Security Selection

Candidates for Long or Short simple equity positions are a great start.  Select from them the securities expected to move strongly if you are going to include the leverage of long options.

In addition to expectation of a strong move, the underlying should be heavily traded to create a liquid market.

There should be good open interest and/or volume on the options for the candidate security, at least in the frong month, to create tight bid-ask spreads in a liquid option market.

Entry Rules

The stock entry rules are now tuned to very tight entries.  Apply the bullish rules for call options and the bearish rules for put options.

Exit Rules

The stock exit rules are now tuned to very tight exits.  Apply the bullish rules for call options and the bearish rules for put options.

Short Options (Vertical Spreads & Synthetics)

Note that if you sell options that get exercised the IRS may want to to report the trade differently from a simple stock purchase or sale...  Check publications at the IRS website.

These strategies essentially sell time, volatility, and fear.  It is a fact that most option positions lose money, and corolary to that is that options are to be sold instead of bought.

Bear in mind that many losing option positions are strategic, OTM calls to protect short positions from upside reversals, OTM puts to protect long positions from downside reversals.

It is also said that if you buy OTM options you will, sooner or later, end up out of money.  Extend that thought to selling OTM options...

Buying options gives you a right, selling options assumes an obligation.  You must deliver stock for short calls, you must buy stock for short puts.

Except under certain circumstances, you usually only want to sell options with 6-10 weeks of time left, usually the front month, often the next month.

Covered Calls

Unless your account is quite large by most standards, you cannot be short of call options unless they are covered.  They may be covered by shares of stock (usually a Level 1 option strategy that can be done within an IRA), or by other call option contracts (spreads).  When a stock has been on a run and pauses you can sell a covered call for a while to profit from the time and depth of the pull back.  Cover the short calls on a support bounce unless you want to have the stock called away.

Short Puts

Naked Puts, covered by cash or margin (a Level 1 strategy that can be done within an IRA) can be sold, but it is often best to cover them with another put option (spreads) or sell covered puts against a short stock position - the reverse of covered calls...  Cover short puts on weakness unless you want to buy the stock.

These strategies succeed when the underlying security remains on the safe side of the strike sold (low for calls and high for puts).

Vertical Spreads

These use a short and long option of the same expiration month and different strikes.  Credit and Debit spreads have the same risk, the difference is in paying the maximum loss up front, or taking the maximum profit in advance.  There are 4 basic vertical spreads:

Variations of these include additional long options (called a ratio spread) which allows you to profit from directional movement in the underlying price.

Another variation is to use a Bull Put Spread to finance a Call option.  This creates a risk profile that synthethises the gains of a deeper ITM call.

Synthetics

Selling a Put and Buying a Call with the same strike and expiration is a synthetic long stock position.  You may not want to sell a naked put, so you could use a Bull Put Spread.

Selling a Call and Buying a Put with the same strike and expiration is a synthetic short stock position.  Since you probably cannot sell a naked call, you need to use a bear call spread.

In both of these strategies, bear in mind that you have a bid-ask spread for each option, and you likely pay double the bid-ask spread of a simple option trade when 2 legs are involved, and triple for 3 legs...

Note that the Theta of the credit spread offsets some of the Theta of the long option, and the Delta of both positions is in the same direction, so the net effect (profit and buying power/margin effect) is the same as buying a long option that is deeper ITM.  It has the same net risk of  the deeper ITM option, which is usually reduced risk, and a lower cost of entry...  Bear in mind that you are paying 3 bid-ask spreads on 3 separate options, though, increasing the cost of the trade in less liquid securities.

Security Selection

In general you should sell options when you do not expect a stock to move quickly or you expect it to be range bound.  Directional trades are much more profitable in general, and much more quickly.

In addition the underlying should be heavily traded to create a liquid market.

There should be good open interest and/or volume on the options for the candidate security, at least in the front month, to create tight bid-ask spreads in a liquid option market.

Using the Bull Put/Call and Bear Call/Put synthetic positions described above may provide a lower cost entry for a directional trade.  It will have the same risk profile of the deeply ITM option, though.  Note that the Theta of the credit spread offsets some of the Theta of the long option, and augments Delta, hence synthesizing the effect of a more deeply ITM long option.

Entry Rules

Sell covered calls if your stock position stops moving up.  Not necessarily on the first sign of a flag.  If you want to keep the stock then be ready to exit if the trend resumes, if you don't want to sell the stock then don't sell a covered call.

If you are trading a synthetic position, use the same entry rules as the corresponding directional option trade.

If you are entering an ATM or OTM debit spread, which is a directional trade, use the same entry rules as the corresponding directional option trade.

If you are entering an ITM debit spread or a credit spread then you mainly want the underlying security in a price range, it is best to confirm a support bounce for a bullish spread or a resistance bounce for a bearish spread, and the cost/premium are related to the underlying price, but the conditions for entry are less sensitive to price than directional trades.

If you are entering an ITM credit spread, then you may not clearly understand the principle, or you expect some price movement, or you want to be exercised.  Nontheless the short option can be traded ITM or ATM in pretty much the same way you would manage a long or short stock position.  The only differences being that Theta works in your favor for covering the short call, and the strike price and Delta limit your gains.  Use the stock entry and exit rules, but you may not need to take profit if the underlying moves OTM - which should be your target direction...

Exit Rules

Option Expiration week can be quite volatile, if you have options expiring then watch Gamma closely, cover short options that are near worthless - it just isn't worth the risk of keeping them.

If you have a covered call that is ITM near expiration then consider rolling up and/or out to the next month, or buy back the call option, unless you want to take profits on the stock.

If you have a short put that is ITM near expiration then consider rolling down and/or out to the next month, or buy back the option, unless you want to buy the stock.

If you have any short OTM option near expiration, then consider rolling out or closing the position to eliminate the risk - it's just not worth riding it to zero, cover at a nickel...

If you are trading a synthetic position, use the same exit rules as the corresponding directional option trade.  You do not need to close the long option - it can serve as a lottery ticket if there is a strong reversal in the underlying price before expiration, and will probably be next to worthless if you get the strong price move you want...

If you are entering an ATM or OTM debit spread, which is a directional trade, you can use the same exit rules as the corresponding directional option trade.  However, so long as the short option remains OTM you don't need to exit if the underlying flags against you.  Theta is working in your favor.  You might consider covering the short option on an unacceptable loss (say 25% price rise) or when you can cover it providing most (say 85%) of the gain from the initial credit.  If the price initially moves in your favor then move the stop to breakeven...

Another rule of thumb is if you have made more than 50% of the possible gain in less than 50% of the trade lifetime then take the profit and find another trade.  The reasoning here is you entered a trade for $1 risking $4 with 4 weeks to go, now you are in a trade worth $0.5 risking $4.5 with 2 weeks to go.  If you would not enter that trade in the first place why would you stay in it now?

If you are entering an ITM credit spread then you mainly want the underlying security in a price range.  You may want to close the trade on an unacceptable loss (say 25% of the risk) and also when you have reached most (say 85%) of the maximum profit from the trade.  This reduces risks when in expiration week, and frees up funds for the next month to trade.  Move the stops with the stock price action.

If you are entering an OTM credit spread then you mainly want the underlying security in a price range, however, so long as the short option remains OTM you don't need to exit if the underlying flags against you.  Theta is working in your favor.  You might consider covering the short option on an unacceptable loss (say 25% price rise) or when you have most (say 85%) of the gain from the initial credit.  Consider using a trailing stop or just moving the stop order with the price of the underlying.

At expiration Delta must be either 1 or 0, this means that Gamma can move dramatically near the money.  Because of the obligation of a short option, even if it seems far out of the money, it is worth covering or rolling when you get into the week of expiration, unless you want to be exercised.  TOS does not charge commissions for covering short options under $0.05 per share.  The lesson for this is a position in 1987 that was over $20 OTM and completely worthless, but the next day things fell apart and not spending a nickel or even a penny cost them $90K...

Calendars and Diagonals

These strategies are generally slow strategies for securities in holding patterns.

A calendar spread includes holding a front month short option and a long option at the same strike price expiring in a later month.

A diagonal spread includes holding a front month short option at one strike price, and a long option at a different strike price and expiration month.

These strategies tend to neutralize Delta near the short option, reducing price sensitivity.  If the underlying moves out of the profitable price range of the spread you may need to adjust by rolling the short option up or down - therefore if there is a bias to the direction you expect the underlying to move you should select an option type that provides credit for those roll actions.

Perhaps you want to exercise the long option if it moves your way - then you can roll the short option for a debit to adjust the Delta.

Bullish Call Calendar/Diagonal

A security has made a significant correction and has been forming a base.  You expect the stock to move up, but maybe not right away...  Buy a long call option with a strike below the base, and sell a front month call option above the current price.  Until the stock breaks out and starts running you will profit from Theta and, probably Delta.  At some point, though, if the stock runs up far and fast you might make more money from the long call and decide to cover the short call, even at a loss, to gain from the directional trade.  When the run pauses you can take profits or sell another short call to get value from Theta while the stock decides to pull back or keep going...

You can buy more than one long call and cover it at different strike prices to increase the profitable range of the spread and reduce sensitivity to price in a volatile underlying security in favor of Theta.

You can also use these to subsidize the cost of a simple long call option, benefiting from both time decay and directional volatility...

Up to the month before the expiration of the long option you can roll the short options in time and in price to adjust the trade...

Note that this is tantamount to calling a bottom, one might throw on a put calendar and cover the short put if the stock breaks down and continues.

This strategy can also be played with puts if you expect a security to go down, but don't know when - cover the short put when the move begins...

If the stock starts to go down you can buy a long put or two which sets delta absolutely flat or slightly negative.  This can allow you to wait for a few days to see if support holds or the stock breaks...

Neutral Put Calendar/Diagonal

A security has been in a horizontal channel for some time, it has volatility within that range making it hard to profit from simple price movement....

You can buy long put options at strike prices spanning the price range of the stock, typically 6 months out - remember the stock should have been in a range for at least a year or so...

Then sell front month put options at strike prices to adjust the risk profile for maximum of Theta and minimum of Delta...

No matter what the price of the stock does within the range you are making money in either the long puts or the short puts.  Each month until the month before the long puts expire you roll the short puts out to the next month, profiting from the higher volatility typical of the front month.

If the stock is put to you then you may sell the stock and then sell another put for the next month, or you can keep the stock, able to exercise the long put you have for protection, and sell covered calls - this depends on the profitability of the covered calls and the probability of the stock entering an uptrend - a directional trade will be more profitable...

If the stock moves down out of your range then you may roll down the put options.  This incurs an additional debit but allows you to take the price change back out of the long puts later, normally at a good profit compared to the debit...

If the stock moves down strongly then cover the lower short puts and let it run...  You can then either exit the trade with directional profit, or sell new puts to flatten delta around the new price base...

If the stock moves up then you can exit the trade, or you can roll the short puts up.  Note that this creates a credit spread, however, which can significantly increase the risk of loss in the trade.

Security Selection

Depending on the specific strategy, you want a stock that is not moving strongly in any direction.  It may be moving wildly within a price range, or may be holding a range before making a move.

Entry Rules

Since this strategy is relatively insensitive to price movement the entry rules are a bit more loose.

If you are trading a Call strategy they you may want to wait for proven support to buy the long call, and sell the short calls later if the price stalls after the bounce...

For the more neutral strategies you are not concerned with price movement, you can set entry rules if you like, but our experience is that it doesn't matter so much.

Exit Rules

Each month you will need to roll the short options, this may require an additional debit or provide an additional credit if you roll vertically as well.

Within the month you may need to adjust the position by adding vertical spreads too roll vertically within the month.  This may involve additional debit or credit depending on the direction.

Exit if the trade cannot be adjusted by rolling the strike prices in play.  Exit at the expiration of the long options, or at the expiration of the last short options.

If you have diagonal spreads then you might get one additional month by ending with a vertical spread, if that makes sense in the context of the specific trade.


Complex Strategies We are Trading

Above we have described the basic rules are are testing and experimenting with as an overview.  We'll add a few from time to time, but those basic rules provide strategies for manking money in any market condition.

We each have a ROTH IRA and a Rollover IRA, so that is 5 accounts we have to manage, and 2 savings trade accounts, so 6 accounts in all...  Our retirement funds are divided into roughly equal chunks. Eight of those chunks (all 8 in the smallest account) are currently allocated for market ETF investment.  The remaining chunks are for single stock or option investments.  We have far more money for retirement than we do for savings, and this becomes a problem in generating meaningful amounts of cash to live on today...

We use Think or Swim (TOS) and we use TD Ameritrade (TDA).  TD Ameritrade we use for stock and ETF trades only.  We have had issues with option orders executing at Ameritrade, I guess it is just too complicated for them, besides their commissions are very high compared to TOS.  But that makes 6 accounts to manage...

We do trade option strategies in our IRA accounts, TOS allows you to trade any strategy with defined risk and cash to cover it.  Don't play with fire unless you really know the chemistry...

So why are we still at TDA at all?  The lure of automated trading.  Strategy desk is a powerful tool for automated trading, but our testing indicates some rudimentary flaws with the whole idea as implemented for now.  Your technical strategies are easily encoded with a simple language (well, I am a software engineer) to trigger buy and sell conditions.  The same language can be used to create chart studies and alert conditions.  Back testing these strategies on whole populations of stocks is easy to do and fun to do, because the back testing works so well...

Therein lies the rub - there are subtle differences between the market in real life and the market in historic 1-minute bars.  There are also differences between what the code returns for historic prices and what it returns in the live market.  Just one example is when you mix day and week bar studies, in the live market the bar week close study returns the current stock price, but in back testing it returns the closing price at the end of the week -- I assure you that if I knew the price a stock closed at on the end of the week, we would be embarrasingly rich, anyone would, but the fact is you don't know that...

Oh, yes, I had an interesting experience entering an order ticket through Strategy Desk.  The stock was between my buy and limit prices, so I just set a market order.  I stepped into another room for under a minute and returned to find no position in place.  I logged into the website and saw no position, I checked the order history and saw no order.  I went back to Strategy Desk and it looked like the order had been entered, but not executed.  I went back to the website and saw the stock was there, and now the order was there, and now the position appeared in Strategy Desk...  I checked the time carefully and found that, indeed, the order I entered in Strategy Desk was not recorded until almost a minute later, now that is really timely for automated trading, isn't it.

So, being an engineer, I waited for a stock I wanted to indicate a buy signal, it moved up and started to pull back a little, so I entered a limit order and an alert, and I waited...  Now in the TOS platform I watch the price of the stock in real time as it drifts down and passes my limit (the alert triggers) by about a dime and then bounces back up never to look back...  The limit order from strategy desk was then registered and never executed because the price had already been there and gone in the almost a minute it took to get into the system...  About an hour later the stock begins to drift down towards my upper limit to enter this trade, so I create an alert on Strategy Desk, and I enter a limit order through the website, just pennies before the stock got there...  I see the TOS platform display the price as the Strategy Desk alert sounds, and refresh the web order status page - bang, it was there and had executed...

Lesson Learned:  If you really want an order executed NOW at TDA, then use the website.  Strategy Desk is great for complex alerts language, and it is a fun toy for back testing and fine-tuning strategies that simply won't work the same way in the live market.

Now this is just our experience, well some of our experience, and Your Mileage May Vary...  TDA has that actor who played a really honest and devoted lawyer on TV, so trustworthy, go ahead...

You can use any brokerage you want.  This is just what we have observed, and that was in 2008, so it may be completely different now...

We use the TDA Strategy Desk for alerts so we do not have to be watching the computer every moment.  Then we make our own trade decisions and trade the moment on TOS.

Money Management


Long Stocks and ETFs

We trade the rules described above, with long positions in Stocks and ETFs.  Our IRA accounts get 8 blocks devoted to ETFs selected for current performance based on which markets, which sectors, in broad baskets, are doing best at the time.  If there is a better trade forming, we'll pull out of a weak investment on weakness - the slightest weakness, and move it.  We don't do this lightly, we allow trends to form and become clear before we break out the cutlery.

The largest chunks of our money are spread in broad baskets and strong stocks.

When to apply different kinds of option trades

Since volatility strongly affects option prices, it should make sense that all strategies are damaged when volatility changes.

If you expect volatility to increase then use strategies that are long of volatility and profit from its increasing.  If you expect volatility to reduce then use strategies that are short of volatility and profit from its deflation.  For example, say it was September 2008 and you expected the market to go down, but did not know how much it would go down, so you employed a Bear Call (Credit) Spread with strike prices in October.  You got more than you bargained for, but as the market dropped into the abyss you find the short call options are holding their value, and your spread is not improving in value much.  This is because volatility is going up as the market falls and a vertical credit spread is short of volatility.  If you were long of a put option, which is long of volatility, the value went up as the market went down, and went up further as volatility increased dramatically.  On the other hand, if you had bought a call option on November 21, 2008 its value went up as the market went up, but not as much as you expected because volatility was falling.  If you had sold a Bull Put (Credit Spread), on the other hand, your profit increased as the market went up, and moreso as volatility fell.

Short options benefit you from decreasing volatility, their value goes down so it costs less to cover them.  Vertical Spreads, particularly credit spreads, benefit from this.  Debit Vertical Spreads also benefit somewhat - while the long option loses value, the short option is cheaper to cover.

Long options benefit you from increasing volatility, their value goes up so you profit more selling to close.  Calendar Spreads are good for this, as are Diagonal Spreads, and simple Long option positions.

If volatility is steady in general, then options are typically perfectly priced, so timing is everything with long options and you are faced with the statistic that most option trades lose money...

The Dance

A Bundle of Strategies Played Together... The idea is to keep a long call for directional trades, but always be making money from theta decay and provide protection from downward price movement.

Say the market has pulled back significantly.  Say the market is no longer plunging, but is not in a jaw dropping rally, either.  Say the market is just flailing about.  A few stocks are holding value, waiting for an excuse to rally, but nothing is moving strongly...

You have a list of stocks you know should recover value as the market finally begins to recover, and they have established some strength by setting higher lows and higher highs, they may run or they may flail with the market...

After a significant correction, like late 2008, things really do eventually turn up, but they might no move far or quickly...

Wait until you see a higher low and a higher high (on daily candles) and then start the trade:

(1) Use a Bull Put Spread to subsidize a longer term call option, probably at least 2-3 contracts...  Then the dance begins...

Over time you expect to profit from price action on the long calls, but there may be a winding path along the way...

Follow your basic rules for each leg of this trade.

(*) If the call is quarterly or LEAP, then if the trade runs long enough you may roll it out (or up and take profits) to continue the trade.

(*) If the price action continues as you like then roll the Bull Put spreads out and up to continue to benefit from Theta Decay...  Those long puts may come in handy later on, if things go sideways (or even down...).

Let's say the stock stalls... Your Bull Put Spread is doing OK, but your long call is bleeding away (Theta Decay)...

(2) So after a few days, sell a covered call.  A few more days, sell another, make Theta positive...  You may choose to cover all the long calls, but that also puts a hard lid on long term profits if the stock runs quickly...

(3) Say the stock starts to flag a little bit, probably you do nothing, but if it is far enough, maybe roll down one of the short calls for instant credit and to move the profitable range for Theta down...

At this point the stock may fail(5), rally(4), or hold value.

If it holds they you are set...  Roll the short calls and the bull put spread if they expire, and let Theta decay work in your favor...

(4) If it rallies than you should cover the lowest call quickly, to benefit from the price rise.

If it continues to run up then cover the higher calls quickly for profit, and allow the directional trade to run while you profit from Delta...
When the stock pauses again then go back to step (2)...

(5) If the stock begins to fail, don't panic.  First Cover the short puts from the Bull Put Spread.  You should find that the short calls and remaining long puts effectively neutralize price sensitivity.
Note:  If you don't have a bull put spread supporting the call, then buy a long NTM put or two to neutralize Delta...

This gives you several days to watch the price action.  At this point the stock can find strength (6) or continue to fail (7)...

(6) If the stock bounces above the strike of your long call then you are doing great...  Either sell the puts for profit, or create a new Bull Put Spread and cover any short calls, all of which should be profitable trades now...  Back to step (2).

(7) If the stock continues to fail then you may reach a point where the loss on the long call is too great.  Sell the calls trades and keep the long puts until there is strength.

When the stock bounces then you should take any profit from the long puts immediately.

If you sold the call side of the trade, then you may consider starting a new trade here, go to step (1)...

If you didn't then you should cover the short calls which should be profitable.  You may also consider rolling down the strike to below the new support level, putting on a new bull put spread, and going back to step (2).

Walk Through Example

Below is a chart of Q4-2008 for Jacobs Engineering...

On 21 November it found a solid bounce with the rest of the market, and started into a bull flag on 1 December.  The broad market rally on 5 December along with a bounce up off a moving average provided the entry point:

  1. Crosses through R1 of 1-Dec candle with market rally and bounce off trend line.  Sell 3x Jan'09 Bull Put $40/$35 and buy 3x Apr'09 $40 Calls.
  2. Rally falters on 11-Dec, Sell Jan'09 $60 Call.
  3. Rally falters again on 18-Dec, Sell 2x Jan'09 $55 Call, Roll $60 Call down to $50 and cover the $40 Puts - Delta is practically flat now
  4. Support Bounce confirms on 30-Dec, Cover Jan $50 Call and enter new Feb'09 Bull Put $40/$35 (or $45/$40 if really aggressive...)
  5. Bounce Continues 31-Dec, Cover Jan $55 Calls to take the lid off.

At this point we just wait to see where the stock goes, So far we have profited from a short put and 3 short calls.  Volatility has deflated, and we are about even on the Apr Call...

JEC Q4 2008


Strategies We Are Trading Now

In the sections below we document the specific rules for strategies we are trading now with paper and/or real money.


Vertical Credit Spreads

Based on Vertical Spreads above we have done some extensive backtesting on this specific strategy and are running with live money in the right circumstance.

These rules include discretionary exits which can limit gains though they are intended to mitigate losses.

We show the study set we use and a handful of entry/exit points.  These are the rules we back-tested.  The live rules running on the Strategies page may have changed...

Chart Studies

Below is the study set we generally use for this strategy.  We have 1% and 2% above the high and below the low included as helpers, the 10, 30, 50, and 200 SMA, and an SMA envelope shown on the 30-DMA with a 3% offset, but we'll commonly change that, using different averages as needed adjusting to trends on particular securities.

You will also see an EMA Bollinger Band light in the background and also the $SPX index light in the background.  We use candles and the averages more than these, but have them for reference.

We use the Investools standard MACD and Stochastic studies, but also use Slow Stochastic (80,20) which has served us well.

We also use Accumulation/Distribution, On Balance Volume, and Wilder RSI as supporting indicators, but rely more strongly on candles and averages - everything else is just supporting evidence.

Chart Studies

In the chart I have identified some potential entry/exit signals:

  1. Potential bearish entry, crosses below the 10-DMA.  The MACD histogram has been falling off, and the Signal begins a downtrend the next day.
  2. Support Breakdown, a chance to pile on more.  MACD makes sharp turn confirming the change.
  3. Possible bullish entry on candle pattern (Piercing Line) is confirmed in MACD line and histogram.
  4. Potential bearish entry (and trend change) bouncing down around the 30-DMA.  The SS line confirms this before the MACD study.
A couple potential entries early in the chart are ignored because of the earnings coming up.

The event (C) may be a place to take profit in trades from the first 2 events, while the event (D) may be a place to exit the trade from (C) since it suggests a new downtrend.

Falling off the end of the chart we may, however, have a double bottom forming.  This may be cause to exit any bearish trades and enter new bullish ones, but volume picked up with the resistance bounce and this supports the downtrend thesis.  Long lower shadows and a dragonfly doji are bullish, and the stock is at a horizontal support level from the last few weeks.  The MACD signal hasn't confirmed the downturn, and this divergence is also bullish.

No new trades should be entered until there is a more clear signal.

Qualifying Securities

Stock or ETF that are range bound or reversing are best.  For stocks an Implied Volatility of at least 35% seems to be needed.  Backtesting of DIA suggested that only about 16% Implied Volatility was needed to find the desired range in premiums for risk.

If the stock is strongly trending then apply a more directional strategy.

Risk Management

Backtesting was with trades having a maximum risk of $1000 to $1500, typically 3 contracts.  We prefer not to risk more than 2-3% of the total portfolio or 5% of the specific account.

We are looking for a gain of no less than $0.66, typically $1 to $2 on a strike spread of $5 - Minimum Max Gain of 15%, typically 25% to 67%.

Routines

Daily

Evaluate trade daily, reconsider normal exit or adjustment points.

Also consider discretionary exits; if there is no compelling reason to exit, let it run, compelling reasons include:

Set up orders or alerts for the following day.  Backtesting generally suggested use of alerts - triggers would often be tripped at bad exit points, but waiting often produced a better exit point.

Monthly

Evaluate the recent population of trades (say last 3-6 months).  From the backtest population of 200 trades we have the following expectations:

Allowing 2 Standard Deviations the average gain may be from (6.3%) to 29.5% (Average +- 2 Standard Deviations).  The larger the population the less volatile the result will. be.

If the win/loss, or the normal/modified exits, change more than about 5%, or the return on risk changes by more than about 10%, then re-examining the strategy may be in order...

Smaller populations will be more volatile and more likely to deviate from the normal population.

Entry Rules

Bear Call on bounce from resistance.  Bull Put on bounce from support.  Avoid Counter-Trend trades.  Avoid Earnings and Splits.

Use the "preponderance of the evidence" from technicals, but act on candles when supported.  If no specific candle pattern then use flag price patterns for entry.

Prefer entry to NTM/ATM spreads on bounce triggers.  Bounce triggers include:

Also breakouts with caution:

Note that a Bounce at Support/Resistance is often the playing out of a Flag at the Support/Resistance level and often indicated by a candle reversal pattern.

Note that a Breakout is often playing out a "Flag in a stiff breeze" prior to the breakout.

Exit Rules

Create a GTC order to cover the short option at $0.05 (no commission at TOS).  Back testing suggests this will be the exit around 1/4 of the time.

If not using a stop order, then set an alert at a price to allow evaluating an exit order before hitting the stop.

If using a stop order then make it an OCO order with the other order.  Back testing was generally done covering the short option at the stop and holding the long option until another reversal signal.

Instead of stop, consider adjustment, typically by applying a butterfly to roll the strike up/down.

Also consider rolling out in time if the trade is moving slightly bad.


Charts - All Charts are screen captures with permission of Prophet Charts.